About Xrate2send
Xrate2send helps people compare the cost of sending money to underserved remittance destinations. We show fees, exchange rates, and delivery speed from licensed providers so you can find the best deal for your transfer.
We currently cover Ethiopia, India, Philippines, Pakistan, Bangladesh, Nigeria, Somalia, Eritrea, Kenya, Ghana, Egypt, Morocco, Mexico, Vietnam, Guatemala, Colombia, Dominican Republic, Jamaica, Sri Lanka, Nepal, China, Honduras, El Salvador, Uganda, Tanzania, Senegal, Peru and Indonesia with sending corridors across the Americas, Europe, the Middle East, and Australia.
Every provider listed on this site is licensed by the relevant financial authority in the receiving country:
- 🇪🇹 Ethiopia — National Bank of Ethiopia (NBE)
- 🇮🇳 India — Reserve Bank of India (RBI)
- 🇵🇭 Philippines — Bangko Sentral ng Pilipinas (BSP)
- 🇵🇰 Pakistan — State Bank of Pakistan (SBP)
- 🇧🇩 Bangladesh — Bangladesh Bank (BB)
- 🇳🇬 Nigeria — Central Bank of Nigeria (CBN)
- 🇸🇴 Somalia — Central Bank of Somalia (CBS)
- 🇪🇷 Eritrea — Bank of Eritrea (BoE)
- 🇰🇪 Kenya — Central Bank of Kenya (CBK)
- 🇬🇭 Ghana — Bank of Ghana (BoG)
- 🇪🇬 Egypt — Central Bank of Egypt (CBE)
- 🇲🇦 Morocco — Bank Al-Maghrib (BAM)
- 🇲🇽 Mexico — Comisión Nacional Bancaria y de Valores (CNBV)
- 🇻🇳 Vietnam — State Bank of Vietnam (SBV)
- 🇬🇹 Guatemala — Superintendencia de Bancos (SIB)
- 🇨🇴 Colombia — Superintendencia Financiera de Colombia (SFC)
- 🇩🇴 Dominican Republic — Superintendencia de Bancos (SB)
- 🇯🇲 Jamaica — Bank of Jamaica (BOJ)
- 🇱🇰 Sri Lanka — Central Bank of Sri Lanka (CBSL)
- 🇳🇵 Nepal — Nepal Rastra Bank (NRB)
- 🇨🇳 China — State Administration of Foreign Exchange (SAFE)
- 🇭🇳 Honduras — Comisión Nacional de Bancos y Seguros (CNBS)
- 🇸🇻 El Salvador — Superintendencia del Sistema Financiero (SSF)
- 🇺🇬 Uganda — Bank of Uganda (BoU)
- 🇹🇿 Tanzania — Bank of Tanzania (BoT)
- 🇸🇳 Senegal — Banque Centrale des États de l'Afrique de l'Ouest (BCEAO)
- 🇵🇪 Peru — Superintendencia de Banca, Seguros y AFP (SBS)
- 🇮🇩 Indonesia — Bank Indonesia (BI)
We do not list or promote unlicensed transfer services.
Affiliate Disclosure
Xrate2send earns money through affiliate partnerships. When you click a link to a provider on our site and complete a transfer, we may receive a referral commission from that provider. This comes at no additional cost to you — you pay the same fees and get the same exchange rate whether you use our link or go directly to the provider.
Our affiliate relationships do not influence how we rank or display providers. Providers are ranked by the total value the recipient receives (the amount after fees and exchange rate markup), with the best deal shown first. We do not accept payment to change rankings.
Not all providers listed have an active affiliate partnership with us. We include providers without affiliate programs when they offer competitive rates, because our goal is to show you every legitimate option.
How We Get Our Data
We fetch pricing data directly from each provider's public pricing tools — the same information you would see on their website. Rates are updated every 4 hours. Each comparison page shows when the data was last updated.
To judge whether a rate is good we compare it against an independent reference rate rather than a competitor's. Our primary source is the European Central Bank's daily reference rates, supplemented by IMF representative rates for currencies the ECB does not publish. Central banks do not publish rates for most remittance destination currencies, and for those corridors we fall back to Wise's published mid-market rate — which we disclose on the page, because Wise is also one of the providers we rank.
Exchange rates and fees change frequently. The rates shown on Xrate2send are indicative — the actual rate you receive may differ based on your payment method, transfer amount, and the time you initiate the transfer. Always confirm the final rate on the provider's site before sending.
Our methodology page sets out how we calculate the all-in cost, what the measured split between fees and exchange-rate margin actually is, and what we cannot measure.
Destinations
More destinations coming soon.
Not Financial Advice
Xrate2send is an information service, not a financial advisor. We describe what each provider charges — we do not recommend specific providers or tell you which one to use. Your choice depends on factors we cannot assess: your preferred payment method, how quickly you need the transfer, and how your recipient wants to receive the money.
Privacy
Xrate2send does not collect personal data. We do not use tracking cookies. We use privacy-friendly analytics that do not identify individual visitors. When you click through to a provider, their own privacy policy applies.
Contact
Questions, corrections, or suggestions? Email support@xrate2send.com or message us on Telegram. If a rate or fee here disagrees with what a provider quoted you, we especially want to hear about it — that is a data problem worth fixing.