Send money from Europe to Ghana

Comparing 4 providers for 1,000 EUR → GHS

✓All providers licensed and regulated

Among the best today: TalkRemit

Fee: See site · Rate: 13.3786

GHS 13,378.60

recipient gets

Delivery method:
TalkRemit
—
Recipient getsGHS 13,378.60

🎁 First transfer free; the fee afterwards varies by amount

FeeFree 1st · then varies
Rate13.3786
vs mid+1.29%
Delivery & payment details

Pay with: Bank transfer · Debit card

Send with TalkRemit
WorldRemit
—
Recipient getsGHS 13,172.95
Fee€0.99
Rate13.1860
vs mid0.16%
Delivery & payment details

Receive via: Airtime Top up · Bank Transfer · Mobile Money · Debit Card Deposit

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
Remitly
1 day
Recipient getsGHS 13,159.76

🎁 No fees on your first transfer

Fee€1.99
Rate13.1860
vs mid0.16%
Delivery & payment details

Receive via: Cash pickup · bank deposit · mobile wallet

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Western Union
1 day
Recipient getsGHS 12,850.90
Fee€0.04
Rate12.8514
vs mid2.70%
Delivery & payment details

Receive via: Bank account

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Mid-market rate: 1 EUR = 13.2077 GHS · Sending €1,000.00 · Reference rate for this pair comes from Wise, which is also listed above, so treat the spread column as indicative rather than independent. The ECB doesn't publish GHS. · How we rank
How “recipient gets” is calculated: (amount you send − fee) × exchange rate. Every fee here is the one that provider quoted for €1,000.00 — fees can change with the amount you send, so confirm the final figure on the provider's site.
The top 2 options are within 0.5% of each other — close enough to be a tie at this amount, so the one listed first is not a clear winner. Pick on speed, payout method, or who your recipient already uses.

Last updated: September 6, 2026 at 08:59 AM UTC · Rates may vary by payment method and amount

Xrate2send may earn a commission when you use our links — at no extra cost to you. Rankings are based on recipient value, not commission. Learn more

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EUR to GHS — Frequently asked questions

What is the cheapest way to send EUR to GHS?

TalkRemit currently offers the best value for EUR → GHS, delivering 13,379 GHS for 1,000 EUR. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.

What is the current EUR to GHS exchange rate?

The best available rate is 1 EUR = 13.38 GHS via TalkRemit. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending EUR to GHS?

Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →

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