Send money from USA to Ghana

Comparing 8 providers for 1,000 USD → GHS

✓All providers licensed and regulated

Among the best today: Paysend

Fee: $1.99 · Rate: 11.3823

GHS 11,359.67

recipient gets

Delivery method:
PaysendBest available
—
Recipient getsGHS 11,359.67
Fee$1.99
Rate11.3823
vs mid+0.08%
Delivery & payment details

Pay with: Debit card · Credit card · Bank transfer

Send with Paysend
WorldRemit
—
Recipient getsGHS 11,350.00
Fee$0.00
Rate11.3500
vs mid0.20%
Delivery & payment details

Receive via: Airtime Top up · Bank Transfer · Mobile Money

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
TapTap Send
—
Recipient getsGHS 11,350.00
Fee$0.00
Rate11.3500
vs mid0.20%
Delivery & payment details

Pay with: Debit card

Send with TapTap Send
Sendwave
—
Recipient getsGHS 11,350.00
Fee$0.00
Rate11.3500
vs mid0.20%
Delivery & payment details

Pay with: Debit card · Bank transfer

Send with Sendwave
Ria
—
Recipient getsGHS 11,226.37
FeeSee site
Rate11.2264
vs mid1.29%
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Send with Ria
Wise
1h
Recipient getsGHS 11,213.82
Fee$13.97
Rate11.3727
vs midat mid
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with Wise
Remitly
1 day
Recipient getsGHS 10,964.53
Fee$0.99
Rate10.9754
vs mid3.49%
Delivery & payment details

Receive via: Cash pickup · bank deposit · mobile wallet

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Western Union
1 day
Recipient getsGHS 10,210.76
Fee$30.05
Rate10.5271
vs mid7.44%
Delivery & payment details

Receive via: Bank account

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Mid-market rate: 1 USD = 11.3727 GHS · Sending $1,000.00 · Reference rate for this pair comes from Wise, which is also listed above, so treat the spread column as indicative rather than independent. The ECB doesn't publish GHS. · How we rank
How “recipient gets” is calculated: (amount you send − fee) × exchange rate. Every fee here is the one that provider quoted for $1,000.00 — fees can change with the amount you send, so confirm the final figure on the provider's site.
The top 4 options are within 0.5% of each other — close enough to be a tie at this amount, so the one listed first is not a clear winner. Pick on speed, payout method, or who your recipient already uses.

Last updated: September 6, 2026 at 08:59 AM UTC · Rates may vary by payment method and amount

Xrate2send may earn a commission when you use our links — at no extra cost to you. Rankings are based on recipient value, not commission. Learn more

🔔

Get USD → GHS rate alerts

We monitor providers every 4 hours. Get notified when this corridor's rate improves.

🔒 No spam · Unsubscribe in one click · Free forever

USD to GHS — Frequently asked questions

What is the cheapest way to send USD to GHS?

Paysend currently offers the best value for USD → GHS, delivering 11,360 GHS for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.

What is the current USD to GHS exchange rate?

The best available rate is 1 USD = 11.38 GHS via Paysend. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending USD to GHS?

Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →

← All corridors to Ghana