Send money from Singapore to India
Comparing 3 providers for 1,000 SGD → INR
✓All providers licensed and regulated
Wise
Fee SGD 4.02 · Rate 74.1475
₹73,849
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
WiseBest value Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | SGD 4.02 | 74.1475 | +0.26% | ₹73,849.43 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · UPI Pay with: Bank transfer · Debit card · Credit card · Apple Pay | SGD 3.99 | 73.2400 | 0.96% | ₹72,947.77 | 22h | Send now |
Receive via: Bank account Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | SGD 38.00 | 73.8258 | 0.17% | ₹71,020.40 | 1 day | Send now |
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · UPI
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Receive via: Bank account
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
Updated November 4, 2026 at 08:32 AM UTC
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What we've measured on SGD → INR
Across 64 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 3.6% (widest single day: 4.0%). On a 1,000 SGD transfer that is the difference between the best and worst choice.
The best provider has changed 2 times in that window, across 2 different providers (Wise has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.
Recipients in India can be paid via cash pickup, a bank account and UPI, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
Sending SGD from Singapore
Transfer providers sending from Singapore are licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act. Transfers are commonly funded by bank transfer (PayNow/FAST) or card.
This page compares providers for the Singapore → India corridor specifically, ranked by how much INR your recipient actually receives after fees and the exchange-rate margin — not by the headline fee alone.
SGD to INR — Frequently asked questions
What is the cheapest way to send SGD to INR?
Wise currently offers the best value for SGD → INR, delivering 73,849 INR for 1,000 SGD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 2 times in the last 64 days across 2 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current SGD to INR exchange rate?
The best available rate is 1 SGD = 74.15 INR via Wise. The reference (mid-market) rate is 73.95, taken from the European Central Bank's daily euro reference rates. Across 64 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 3.6%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending SGD to INR?
On this corridor the two costs split roughly 1.53% in visible fees and 0.38% in exchange-rate markup, averaged over the 3 providers here that publish a fee — so the markup is the smaller part, about 20% of what you pay. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →