Send money from Europe to Kenya
Comparing 7 providers for 1,000 EUR → KES
✓All providers licensed and regulated
Paysend
Fee €0.00 · Rate 145.5067
KES 145,507
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
PaysendBest value Pay with: Debit card · Credit card · Bank transfer | €0.00 | 145.5067 | 0.40% | KES 145,506.71 | — | Send now |
Receive via: Mobile Money · Debit Card Deposit Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | €0.00 | 144.6616 | 0.98% | KES 144,661.60 | — | Send now |
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | €13.16 | 146.0900 | at mid | KES 144,167.46 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet Pay with: Bank transfer · Debit card · Credit card · Apple Pay | €1.99 | 142.1700 | 2.68% | KES 141,887.08 | 22h | Send now |
Pay with: Bank transfer · Debit card | €3.99* | 140.8647 | 3.58% | KES 140,302.65 | — | Send now |
Rate shown for: Bank account Pay with: Bank transfer · Debit card · Cash (agent) | €3.99* | 140.7722 | 3.64% | KES 140,210.52 | — | Send now |
Receive via: Cash pickup · Bank account · Mobile wallet Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | See site | 138.8135 | 4.98% | KES 138,813.47 | 1 day | Send now |
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
Delivery & payment details
Receive via: Mobile Money · Debit Card Deposit
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Pay with: Bank transfer · Debit card
Delivery & payment details
Rate shown for: Bank account
Pay with: Bank transfer · Debit card · Cash (agent)
Delivery & payment details
Receive via: Cash pickup · Bank account · Mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
Updated November 4, 2026 at 08:35 AM UTC
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What we've measured on EUR → KES
Across 64 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 6.7% (widest single day: 8.6%). On a 1,000 EUR transfer that is the difference between the best and worst choice.
The best provider has changed 1 times in that window, across 2 different providers (Dahabshiil has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against Wise's published mid-market rate. No central bank publishes a rate for KES, so the yardstick here comes from Wise — which we also rank, and which therefore sits exactly at the reference by definition. We disclose this rather than hide it.
Recipients in Kenya can be paid via a mobile wallet, a bank account and cash pickup, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
Sending EUR from the Eurozone
Providers sending euro from within the EU are authorised as payment or electronic money institutions under the EU Payment Services Directive (PSD2) and passported across member states. Transfers are usually funded by SEPA bank transfer or card.
This page compares providers for the the Eurozone → Kenya corridor specifically, ranked by how much KES your recipient actually receives after fees and the exchange-rate margin — not by the headline fee alone.
EUR to KES — Frequently asked questions
What is the cheapest way to send EUR to KES?
Paysend currently offers the best value for EUR → KES, delivering 145,507 KES for 1,000 EUR. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 1 times in the last 64 days across 2 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current EUR to KES exchange rate?
The best available rate is 1 EUR = 145.51 KES via Paysend. The reference (mid-market) rate is 146.09, taken from Wise's published mid-market rate. Across 64 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 6.7%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending EUR to KES?
On this corridor the two costs split roughly 0.39% in visible fees and 1.88% in exchange-rate markup, averaged over the 6 providers here that publish a fee — so the markup is the larger part, about 83% of what you pay. 2 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →
Can I send EUR to a mobile wallet in Kenya?
Yes. Several providers on this page pay out to M-Pesa and Airtel Money in Kenya. Choose your wallet as the delivery method at checkout on the provider's site — the recipient gets the money directly in their mobile-wallet balance, usually within minutes. Rankings above already account for the fee and exchange-rate markup, so the best value applies to wallet payout too.