Send money from USA to Nigeria

Comparing 8 providers for 1,000 USD → NGN

✓All providers licensed and regulated

Among the best today: WorldRemit

Fee: $0.00 · Rate: 1371.1224

NGN 1,371,122.40

recipient gets

Delivery method:
WorldRemitBest available
—
Recipient getsNGN 1,371,122.40
Fee$0.00
Rate1371.1224
vs mid+0.04%
Delivery & payment details

Receive via: Airtime Top up · Bank Transfer

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
Sendwave
—
Recipient getsNGN 1,371,122.40
Fee$0.00
Rate1371.1224
vs mid+0.04%
Delivery & payment details

Pay with: Debit card · Bank transfer

Send with Sendwave
TapTap Send
—
Recipient getsNGN 1,365,000.00
Fee$0.00
Rate1365.0000
vs mid0.41%
Delivery & payment details

Pay with: Debit card

Send with TapTap Send
Wise
—
Recipient getsNGN 1,359,966.50
Fee$7.78
Rate1370.6300
vs midat mid
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with Wise
Remitly
1 day
Recipient getsNGN 1,350,800.00
Fee$0.00
Rate1350.8000
vs mid1.45%
Delivery & payment details

Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Ria
—
Recipient getsNGN 1,350,435.00
FeeSee site
Rate1350.4350
vs mid1.47%
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Send with Ria
Paysend
—
Recipient getsNGN 1,349,609.54
Fee$1.99
Rate1352.3006
vs mid1.34%
Delivery & payment details

Pay with: Debit card · Credit card · Bank transfer

Send with Paysend
Western Union
1 day
Recipient getsNGN 1,310,319.65
Fee$30.00
Rate1350.8450
vs mid1.44%
Delivery & payment details

Receive via: Cash pickup · Bank account

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Mid-market rate: 1 USD = 1370.6300 NGN · Sending $1,000.00 · Reference rate for this pair comes from Wise, which is also listed above, so treat the spread column as indicative rather than independent. The ECB doesn't publish NGN. · How we rank
How “recipient gets” is calculated: (amount you send − fee) × exchange rate. Every fee here is the one that provider quoted for $1,000.00 — fees can change with the amount you send, so confirm the final figure on the provider's site.
The top 3 options are within 0.5% of each other — close enough to be a tie at this amount, so the one listed first is not a clear winner. Pick on speed, payout method, or who your recipient already uses.

Last updated: September 6, 2026 at 08:59 AM UTC · Rates may vary by payment method and amount

Xrate2send may earn a commission when you use our links — at no extra cost to you. Rankings are based on recipient value, not commission. Learn more

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USD to NGN — Frequently asked questions

What is the cheapest way to send USD to NGN?

WorldRemit currently offers the best value for USD → NGN, delivering 1,371,122 NGN for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.

What is the current USD to NGN exchange rate?

The best available rate is 1 USD = 1371.12 NGN via WorldRemit. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending USD to NGN?

Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →

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