Send money from Canada to Philippines
Comparing 4 providers for 1,000 CAD → PHP
✓All providers licensed and regulated
WorldRemit
Fee CA$0.00 · Rate 45.9825
₱45,983
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
WorldRemitBest value Receive via: Bank Transfer · Cash Pickup · Mobile Money Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | CA$0.00 | 45.9825 | +1.26% | ₱45,982.50 | — | Send now |
Pay with: Debit card · Credit card · Bank transfer | CA$0.00 | 45.4177 | +0.02% | ₱45,417.73 | — | Send now |
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | CA$8.33 | 45.5039 | +0.21% | ₱45,124.85 | 1 day | Send now |
🎁 No fees on your first 3 transfers Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options Pay with: Bank transfer · Debit card · Credit card · Apple Pay | CA$0.00 | 44.2900 | 2.46% | ₱44,290.00 | 22h | Send now |
Delivery & payment details
Receive via: Bank Transfer · Cash Pickup · Mobile Money
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first 3 transfers
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Updated November 4, 2026 at 08:35 AM UTC
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What we've measured on CAD → PHP
Across 64 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 3.8% (widest single day: 4.2%). On a 1,000 CAD transfer that is the difference between the best and worst choice.
The leader has not changed once in that window — WorldRemit has topped this corridor every day we have recorded it. That makes it unusually stable, but it is still worth checking before you send.
Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.
Recipients in Philippines can be paid via a bank account, cash pickup and a mobile wallet, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
Sending CAD from Canada
Money transfer companies sending from Canada register with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as Money Services Businesses. Transfers are commonly funded by bank account (Interac) or card.
This page compares providers for the Canada → Philippines corridor specifically, ranked by how much PHP your recipient actually receives after fees and the exchange-rate margin — not by the headline fee alone.
CAD to PHP — Frequently asked questions
What is the cheapest way to send CAD to PHP?
WorldRemit currently offers the best value for CAD → PHP, delivering 45,983 PHP for 1,000 CAD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. It has also led on every one of the 64 days we have recorded this corridor, so the answer here has been stable.
What is the current CAD to PHP exchange rate?
The best available rate is 1 CAD = 45.98 PHP via WorldRemit. The reference (mid-market) rate is 45.41, taken from the European Central Bank's daily euro reference rates. Across 64 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 3.8%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending CAD to PHP?
On this corridor the two costs split roughly 0.21% in visible fees and 0.62% in exchange-rate markup, averaged over the 4 providers here that publish a fee — so the markup is the larger part, about 75% of what you pay. 3 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →
Can I send CAD to a mobile wallet in Philippines?
Yes. Several providers on this page pay out to GCash and Maya in Philippines. Choose your wallet as the delivery method at checkout on the provider's site — the recipient gets the money directly in their mobile-wallet balance, usually within minutes. Rankings above already account for the fee and exchange-rate markup, so the best value applies to wallet payout too.