Send money from Europe to Philippines

Comparing 6 providers for 1,000 EURPHP

All providers licensed and regulated

Among the best today: Paysend

Fee: €0.00 · Rate: 72.5853

₱72,585.31

recipient gets

Delivery method:
PaysendBest available
Recipient gets₱72,585.31
Fee€0.00
Rate72.5853
vs mid0.31%
Delivery & payment details

Pay with: Debit card · Credit card · Bank transfer

Send with Paysend
Recipient gets₱72,231.10
Fee€0.00
Rate72.2311
vs mid0.80%
Delivery & payment details

Receive via: Airtime Top up · Bank Transfer · Cash Pickup · Mobile Money · Visa Debit Card Deposit

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
1 day
Recipient gets₱72,222.63
Fee€7.32
Rate72.7552
vs mid0.08%
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with Wise
Recipient gets₱72,159.56
Fee€0.99
Rate72.2311
vs mid0.80%
Delivery & payment details

Pay with: Debit card · Bank transfer

Send with Sendwave
Recipient gets₱71,560.99
Fee€0.01
Rate71.5617
vs mid1.72%
Delivery & payment details

Receive via: Cash pickup · Bank account · Mobile wallet

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

1 day
Recipient gets₱71,459.19

🎁 No fees on your first transfer

Fee€0.99
Rate71.5300
vs mid1.76%
Delivery & payment details

Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Mid-market rate: 1 EUR = 72.8120 PHP · Sending €1,000.00 · Reference rate published by the European Central Bank (updated once per business day). · How we rank
How “recipient gets” is calculated: (amount you send − fee) × exchange rate. Every fee here is the one that provider quoted for €1,000.00 — fees can change with the amount you send, so confirm the final figure on the provider's site.
The top 3 options are within 0.5% of each other — close enough to be a tie at this amount, so the one listed first is not a clear winner. Pick on speed, payout method, or who your recipient already uses.

Last updated: September 6, 2026 at 08:59 AM UTC · Rates may vary by payment method and amount

Xrate2send may earn a commission when you use our links — at no extra cost to you. Rankings are based on recipient value, not commission. Learn more

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EUR to PHP — Frequently asked questions

What is the cheapest way to send EUR to PHP?

Paysend currently offers the best value for EURPHP, delivering 72,585 PHP for 1,000 EUR. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.

What is the current EUR to PHP exchange rate?

The best available rate is 1 EUR = 72.59 PHP via Paysend. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending EUR to PHP?

Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →