Send money from Japan to Philippines
Comparing 3 providers for 1,000 JPY → PHP
✓All providers licensed and regulated
Best value today: Western Union
Fee: ¥14 · Rate: 0.4004
₱394.78
recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
Western UnionBest value Receive via: Cash pickup · Bank account · Mobile wallet Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | ¥14.00 | 0.4004 | 0.15% | ₱394.78 | 1 day | — |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options Pay with: Bank transfer · Debit card · Credit card · Apple Pay | ¥80.00 | 0.3850 | 3.98% | ₱354.20 | 1 day | Send now |
Receive via: Bank Transfer · Cash Pickup · Mobile Money Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | ¥200.00 | 0.3967 | 1.06% | ₱317.36 | — | Send now |
Delivery & payment details
Receive via: Cash pickup · Bank account · Mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Receive via: Bank Transfer · Cash Pickup · Mobile Money
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Last updated: September 6, 2026 at 08:59 AM UTC · Rates may vary by payment method and amount
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JPY to PHP — Frequently asked questions
What is the cheapest way to send JPY to PHP?
Western Union currently offers the best value for JPY → PHP, delivering 395 PHP for 1,000 JPY. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.
What is the current JPY to PHP exchange rate?
The best available rate is 1 JPY = 0.40 PHP via Western Union. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending JPY to PHP?
Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →