Send money from Singapore to Philippines
Comparing 3 providers for 1,000 SGD → PHP
✓All providers licensed and regulated
Best value today: Wise
Fee: SGD 4.63 · Rate: 49.4511
₱49,222.14
recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
WiseBest value Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | SGD 4.63 | 49.4511 | at mid | ₱49,222.14 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options Pay with: Bank transfer · Debit card · Credit card · Apple Pay | SGD 3.99 | 48.4100 | 2.11% | ₱48,216.84 | 1 day | Send now |
Receive via: Cash pickup · Bank account · Mobile wallet Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | SGD 19.00 | 49.1072 | 0.70% | ₱48,174.14 | 1 day | — |
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Receive via: Cash pickup · Bank account · Mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
Last updated: September 6, 2026 at 08:52 AM UTC · Rates may vary by payment method and amount
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SGD to PHP — Frequently asked questions
What is the cheapest way to send SGD to PHP?
Wise currently offers the best value for SGD → PHP, delivering 49,222 PHP for 1,000 SGD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours.
What is the current SGD to PHP exchange rate?
The best available rate is 1 SGD = 49.45 PHP via Wise. Rates vary by provider and are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending SGD to PHP?
Some providers advertise “zero fees” but add a markup to the exchange rate instead. We rank by the total amount your recipient receives, which accounts for both the transfer fee and any exchange-rate markup — so you see the true cost. Learn how fees work →